At Collegiate we are focused solely on the small to medium sized professional firms across a range of traditional as well as the newly emerging professions.

Listed below are a range of new and emerging professions we cover, this is an almost limitless class but the list below should provide you with a good idea of the types of business which may benefit from PI Insurance:- If a profession is not listed please do not hesitate to contact us on 020 7459 3456 to discuss your client’s requirements.

Accident Investigation Consultant		Facilities Manager
Adjudicator		Fashion Designer
Advertising Site Consultant		Feng Shui Consultants
Agricultural Consultant		Fire Risk Consultants
Arbitrator		Fire Trainer
Arboricultural Consultant		Food Hygiene Consultant
Archaeological Surveyor or Consultant		Forensic Scientist
Auctioneer		Fraud Investigator
Badger Consultants		Fund Raising Consultant
Bailiffs		Funeral Director
Bat Consultant		Garden Designer
Book-binding Consultant		Genealogist
Business Training and Development Consultant		Graphic Designer
Careers Advisory Service		Handwriting Expert
Chamber of Commerce		Health & Safety Consultant
Chartered Secretary		Horticultural Consultant
Clerical Administration		Human Resources Consultant
Code Breakers		Hygiene Consultant
Conservationists		Insect Attack Research
Court Reporter		Insurance Fraud Investigator
Debt Collector		Interior Designer
Dendrochronology		Interpreter
Disability And Access Audit Consultant		Inventory Clerk
Disaster Recovery Consultant		Landscape Architects
Document Scanning and Administration		Landscape Designer
Dog Groomer		Landscape Gardener
Draughtsman		Law Costs Draughtsman
Ecological Consultant		Library and Archive Consultancy
Economic Consultancy		Licensed Court Enforcement Officer
Educational Consultant		Licensing Consultant
Educational Guardian		Lifestyle Consultant
Energy Consultant		Local Search Company
Enquiry Agent		Logistics Consultant
Environmental Consultant		Loss Adjuster
Event Organiser		Loss Assessor Accident Investigation Consultant
Exhibition Organiser		Market Research Consultant
Expert Witness		Mediator
Export Consultant		Motor Assessor
NVA Assessors		Testing (e.g. non destructive)
Ofsted Inspector		Town Planner
Private Investigator		Tracing Agent
Property Insurance Surveyor		Trade Association
Purchase & Supply Consultant		Trading Standards Inspectors and Consultants
Quality Assessors		Training Consultant
Quality Assurance Consultancy		Transcribers
Relocation Consultant		Travel Agent (No Tour Operator Activities)
Secretarial And Administration Services		Tree Surgeon
Sign Language Interpreter		Utility Consultant
Stock Taker & Valuer		Wedding Planner
Subtitles and Captioning Consultant

• Any civil liability: this means that if a claim or loss occurs because of your client’s business and we haven’t specifically excluded it, it’s covered.
• Negligence: your client may fail in a duty of care, perhaps giving incorrect advice or making a mistake in their work.
• Infringement of intellectual property rights like copyright or trademark.
• Defamation (libel and slander).
• Loss of professional documents.

All Professional Indemnity Insurance is on a claims made basis, that means you must have an active PI policy at the time a claim or allegation is made against you. It is important to remember that once a PI policy expires you can no longer make any claims against it. Therefore you need to consider maintaining your PI insurance once you cease trading. This is called Run-Off Insurance and provides protection against any claims which may arise from work you undertook in the past. Some professional Institutions require their members to carry Run-Off insurance.

Run-Off is an annually renewable policy, the premiums will usually reduce each year to reflect the reducing exposure to insurers.